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Procedure for Issuance of No Demand Certificate for House Building Advance:-

A. For IAS/IPS/IFS officers:-
No Demand Certificate in respect of House Building Advance is issued for full period as IAS/IPS/IFS officers. The following documents are required for issuance of NDC in favour of the officers.

         a. NDC from Principal Accountant General, J&K
         b. Undertaking from Govt. Servant
         c. Guarantee


B. For State Government Employees:-
No Demand Certificate in respect of House Building Advance is issued upto September, 1985 as the Housing Department was sanctioning House Building Advance to the State Government Employees upto 1985. The following documents are required for issuance of NDC in favour of the Officers/Officials.

         a. Recommendation of Head of Department
         b. Undertaking from Govt. Servant
         c. Guarantee

Click below to download the Undertaking/Guarantee Format for HBA NDC

Undertaking and Guarantee proforma